- Joined
- Mar 25, 2013
- Messages
- 1,227
- Reaction score
- 620
I am a bit of a dinasaur. Back in the ancient eighties, you went to a flight school, got checked out in the aircraft of your choice, paid the $50, and so long as you had the ratings and experience to meet their requirements, the plane was yours.
This week I got an hour checkout in a Piper Turbo Arrow. The checkout cost $240. In addition I filled out a 20 page application and made a copy of my passport and one other g'ment ID (TSA requirement). Well that was a small PITA but times have changed, I get that. What I don't get is the requirement that I purchase renter's insurance. I did anyway through EAA/Falcon. That cost me $173. (Falcon Insurance thought that my Pitts coverage, which they also service, might work but it does not--unless I fly alone). I brought the new policy into the flight school but was told that the hull coverage is insufficient. He wants half the hull value of the Arrow ($80,000). I am now $400 in the hole when all I wanted to do was take my family to lunch and prove that, yes, I really am a pilot. (Not really the reason but whatever...). The flight school is fully insured so, as I see it, they should give a flip about what hull coverage I have. Liability I understand, hull I don't.
My question to the aether is, is this hull requirement from renters the new normal?
This week I got an hour checkout in a Piper Turbo Arrow. The checkout cost $240. In addition I filled out a 20 page application and made a copy of my passport and one other g'ment ID (TSA requirement). Well that was a small PITA but times have changed, I get that. What I don't get is the requirement that I purchase renter's insurance. I did anyway through EAA/Falcon. That cost me $173. (Falcon Insurance thought that my Pitts coverage, which they also service, might work but it does not--unless I fly alone). I brought the new policy into the flight school but was told that the hull coverage is insufficient. He wants half the hull value of the Arrow ($80,000). I am now $400 in the hole when all I wanted to do was take my family to lunch and prove that, yes, I really am a pilot. (Not really the reason but whatever...). The flight school is fully insured so, as I see it, they should give a flip about what hull coverage I have. Liability I understand, hull I don't.
My question to the aether is, is this hull requirement from renters the new normal?
